Your Financial Operating System

Master your wealth

Track your Net Worth. Analyze your Portfolio. Grow with AI-powered insights.

Interactive Demo

Dashboard
Net Worth
$124,500
Monthly Flow
+$2,400

Unified Command Center

See your entire net worth, assets, and liabilities in one real-time dashboard.

Stop Managing Chaos
Start Building Wealth

See the difference a Financial Operating System makes.

The Old Way

  • 5 different banking apps logins
  • Outdated Excel spreadsheets
  • "Where did my money go?"
  • Emotional trading decisions

The AP Finance Way

  • One dashboard, all accounts
  • Real-time Net Worth tracking
  • Automated leak detection
  • Data-driven AI signals
Case Study

Changed how I look at my money

Before I found AP Finances, I had no real idea where my money went. Now, thanks to the clear charts and budgeting, I managed to save for my first investment.

A
Alex M.
Software Engineer
Net Worth Growth
+12.4%
Last 3 Months

Choose Your Wealth Plan

Start for free, then upgrade as your wealth grows.

Free

The Starter

Perfect for students or anyone just starting to track their finances manually.

Free/ month
  • Manual Entry
  • Basic Budgeting
  • Net Worth Overview

Bronze

The Foundation

Automate your tracking and get clarity on where your money goes.

5.99/ month
  • 1 Bank Connection
  • All budgeting features
  • Business Planning & Management
  • Improved AI Assistant (Finance Consultant)

Silver

Market Master

For active investors who need a unified view of their entire portfolio.

9.99/ month
  • Everything in Bronze
  • 2 Bank Connections
  • Crypto & Stock Portfolio Tracking
  • Real-Time Market Data & Prices
  • Advanced Analytics & Net Worth

Gold Premium

The Insider

Institutional-grade AI analysis to give you an advantage in the market.

12.5/ month
  • Everything in Silver
  • Portfolio Builder (Backtesting & Monte Carlo)
  • AI Fundamental Analyst
  • Unlimited Bank Connections
  • Unlimited AI Chats
  • Personalized onboarding
  • Priority support

Trusted by Thousands of Users

Bank-Grade Security
Cancel Anytime
30-Day Guarantee

Founding-member pricing

Locked in for life — limited spots at this rate.

30-day money-back guarantee

Not a fit? Get a full refund, no questions asked.

Loved by people who take money seriously

Real stories from members building calmer finances.

My irregular freelance income finally makes sense. I can see exactly what I can safely spend each month.
I
Ivan D.
Freelance developer
Splitting personal and business finances used to eat my weekends. Now it's automatic.
E
Elena P.
Small business owner
The net-worth chart alone changed how I think about saving. Worth every cent.
M
Marcus T.
Product manager
I connected three banks in five minutes. It just works, and my data stays private.
S
Sofia R.
Medical resident
The AI insights caught a duplicate subscription I'd been paying for two years.
G
Georgi K.
Long-term investor
Clean, fast, and genuinely useful. The first finance app I've kept past the trial.
N
Nadia B.
Marketing consultant

How It Works

Secure Connection

Connect your entire financial ecosystem. We support 12,000+ banks via Plaid, major brokers (IBKR, Trading212) via read-only APIs, and all public crypto addresses.

X-Ray Audit

Our engine ingests years of history in seconds. It identifies recurring subscriptions, hidden fees, and categorizes every transaction with 99% accuracy.

Risk Analysis

The system scans your asset allocation. Over-exposed to Crypto? Is inflation eating your cash? We flag risks before they become losses.

AI Strategy Formulation

Project Oracle analyzes market conditions, earnings reports, and insider trading to generate a personalized investment strategy and concrete buy/sell signals.

Execution & Growth

Receive actionable alerts. Rebalance your portfolio, cut losses, and watch your Net Worth climb on the live dashboard.

The Team

Andrey & Tsvetelina

Tsvetelina Ivanova

Lead Financier

The brains of the operation. Translates complex financial models into actionable AI insights.

Andrey Penkov

DevOps Engineer & Creator

The architectural mind behind the platform. Ensures stability, scalability, and seamless deployment.

Your Roadmap to a
financially free future

Stop guessing. Start building wealth with the clarity, confidence, and precision of a professional CFO.

Join the top 1% of retail investors today.

Contact Us

Have questions? Send us a message and we will get back to you as soon as possible.